Friday, August 16, 2019

Do Business with Mobile phone QR code payment.

( The language scrolling window on the HOME button is used to switch languages. )

(this is the android app picture )
One nation, under code: How India leads the way in the interoperability of QR code for payments

Since India has a smartphone base of 300 mn with 20 mn customers getting added each month, QR code-based payments can cost-effectively expand the digital footprint.

A short history of the QR code in China and why Southeast Asia is next
QR code payment Hystory: 

In 2014, Tencent, a Chinese technology firm, launched a fresh feature on its WeChat messaging

app to enable customers to pay.

Wherever feasible, use it:

 Mumbai Metro Transportation Line 1 in India enables users to use QR code payments to buy a ticket on their phones.Instead of swipping an RFID card or a single use token, a QR code is produced on the

 Paytm app, which is then read by a turnstile mounted scanner. QR codes are also present in Uber, making it simple for travelers to pay on the go.


PhonePe, Google Pay and Paytm QR codes are present in retail shops and make shopping with a single scan simple for customers..At checkout counters, this cuts waiting times and customers are encouraged with continuing offers.

QR codes for restaurants, bars and cafes:

also make waves in the food industry. Tent cards and bills include QR codes that make it easy for a client to make payments that pave the way for a cashless economy in China, India and other nations in Asia that welcome QR codes.

How QR code payment works:

QR code payment is a contactless payment technique by scanning a QR code from a

mobile app to perform a payment.This is an option to using a payment terminal to transfer electronic funds at the point of purchase.This prevents many of the infrastructure that has traditionally been connected with digital transactions such as payment cards, payment networks, payment terminal and merchant account.

The customers scan the QR code displayed by the merchant with their devices to pay for their products in order to use a QR code payment.

They register and lastly submit the quantity they have to pay. This is a card not present technique that is more safe than others.

QR code payment Notable service providers :


mVisa,WeChat Pay,Paytm,Google Pay,PhonePe,Amazon Pay,,,americanexpress,SGQR,


The mission of this application

Giving the public access to various sources and offers of Mobile phone QR code payment  services  from different Operators.

And let the private customer let the business owner choose the best option for them from the app's 19 vendors (the tutorial at the bottom of the screen).

The Following Operators Offers Mobile phone QR code payment   services direct from your own mobile phone.

It's a  Mobile Phone Screen with a clickable squares of  (reaching the relevant websites).

Here's an explanation of each of the sites listed on each of the slots that cover the screen of the mobile phone


Alipay claims that it works with more than 65 financial institutions including Visa and MasterCard to provide payment services to Taobao and Tmall and more than 460,000 Chinese internet and local businesses.
Internationally, Alipay is used by more than 300 global merchants to sell directly to Chinese customers. [ citation required ] It presently promotes transactions in 18 significant foreign to other countries,including : 
Hong Kong,Singapore,Japan,Bangladesh,Australia and New Zealand,United States,Canada,United Kingdom,Norway (guide)

More details at (link) Wikipedia :

An integrated payment system in India is developed by NPCI, Mastercard and Visa. The scheme, introduced in September 2016, enables customers from one source to another to transfer their cash. 
The money transmitted via BharatQR Is obtained directly in the bank account connected to the user. It offers a popular US Express, Visa, Mastercard, and RuPay cards interface. BharatQR is interoperable with all banks as opposed to other such schemes used by private 
businesses and banks.  (guide)

More details at (link) Wikipedia :
Easypaisa is a mobile wallet from Pakistan, mobile payments and supplier of branchless banking facilities. Telenor Pakistan established it in 2009 in collaboration with their Telenor Bank subsidiary. In collaboration with MasterPass, it also offers digital payment 
service through QR code in partnership with MasterPass
More details at (link) Wikipedia :

 JazzCash is a Pakistani mobile wallet, mobile payments and branchless banking service provider, formerly known as MobiCash.It was established by Jazz in 2012 in collaboration with their Mobilink Microfinance Bank subsidiary.
In collaboration with MasterPass, it also offers digital payment service through QR code.
More details at (link) Wikipedia :
To facilitate payments, iWallet partnered with Dwolla. Dwolla is a Veridian Credit Union agent and all funds in our network related to your account are held in one or more pooled Veridian accounts. 
These funds may not be qualified by the National Credit Union Share Insurance Fund for share insurance.
More details at (link)  :

Masterpass is a digital wallet that securely stores a shopper's payment and shipping details. It supports all major credit and debit card types, including Mastercard, Visa, American Express, Discover, Diners, and JCB. You may wish to offer
Masterpass in order to increase conversions across devices, including mobile devices.Masterpass is available on the Hosted Payment Page for shoppers in the following countries.
Belgium,Brazil,Canada,China,France,Germany,Hong Kong,Italy,New Zealand,Singapore,South KoreaUnited Arab Amirates,United Kingdom,United States

More details at (link) Wikipedia :


Visa  country availability :
Argentina,Australia,Brazil,Canada - English,Canada - French,Chile,China - English,China - Simplified Chinese ,Columbia ,Hong Kong - English,Hong Kong - Chinese,India,Kuwait - Arabic ,Kuwait - English ,Malaysia Mexico,New Zealand,
Peru,Poland,Qatar - Arabic ,Qatar - English ,Saudi Arabia - Arabic,Saudi Arabia - English ,Singapore,South Africa,Ukraine,UAE,United Kingdom

More details at (link) Wikipedia :

WeChat Pay
WeChat Pay In China, customers who supplied bank account data may use the app to pay bills, order products and services,
 ransfer cash to other customers, and pay in shops if WeChat's payment option is available to shops. Offered third parties,
 referred to as "formal accounts"services by developing lightweight "apps within the app". Users can link their Chinese bank accounts, as well as Visa, MasterCard and JCB.
WeChat Pay is a digital wallet service incorporated into WeChat, which allows users to perform mobile payments and send money between contacts.

More details at (link) Wikipedia :
Paytm claims to have over 150 million users, making it the biggest online payments platform in the country. On Nov 15 , 2016 Paytm said on Tuesday that its mobile interface will be available in 10 Indian languages, besides English, to boost
adoption across the country.

More details at (link) Wikipedia :

Google Pay,

Countries where you can use
With participating websites and apps, you can use this Google Pay feature in :
Albania, Algeria, American Samoa, Angola, Antigua and Barbuda, Argentina, Australia, Austria, Azerbaijan, Bahrain, Belarus, Belgium, Brazil, Bulgaria, Canada,
Chile, Colombia, Croatia, Czechia, Denmark, Dominican Republic, Egypt, Estonia, Finland, France, Germany, Greece, Hong Kong, Hungary, India, Indonesia, Ireland, Israel, Italy, Japan, Jordan, Kazakhstan, Kenya, Kuwait, Lebanon, Lithuania,
Luxembourg, Malaysia, Mexico, Netherlands, New Zealand, Norway, Oman, Pakistan, Panama, Peru, Philippines, Poland, Portugal, Qatar, Romania, Russian Federation, Saudi Arabia, Singapore, Slovakia, South Africa, South Africa, Spain,
Sri Lanka, Sweden, Switzerland, Taiwan, Thailand, Turkey, Ukraine, United Arab Emirates, United Kingdom of Great Britain and Northern Ireland, United States of America, Uruguay, and Vietnam.

More details at (link) Wikipedia :

PhonePe is a Bangalore, India-based Indian e-commerce payment system and digital wallet business. It was created by Sameer Nigam, Rahul Chari and Burzin Engineer in December 2015. 
PhonePe app went live in August 2016 and was the first payment app built on Unified Payments Interface (UPI).
The PhonePe app is available in over 11 Indian languages Using PhonePe, users can send and receive money, DTH, recharge mobile, data cards, make utility payments, buy gold and shop online and offline

More details at (link) Wikipedia

Amazon is currently the largest online marketplace serving countries worldwide. It has dedicated marketplaces for the United States, the United Kingdom, France, Ireland, Canada, Germany, Spain, Italy, Australia, Japan, China, India, Mexico,
and new ones are always being added.Amazon Pay is available for merchants with a place of establishment in the United States, United Kingdom, Austria, Belgium, Cyprus, Denmark, France, Germany, Hungary, Ireland, Italy, Luxembourg,
the Netherlands, Portugal, Spain, Sweden and Switzerland.

More details at (link) Wikipedia :

Wallet Factory is a company created for distributing white label mobile wallet business across the World. 
Offices are located in the EU (Poland) and in Ukraine (Kyiv), representative offices operate in many countries. Wallet Factory is a part of Mobile Finance Group,US,Canada,Brazil,South Africa,UK,Singapore
More details at (link)  :
UnionPay QR code payment service (China) to be available to tourists visiting Turkey 
More details at (link) Wikipedia :
QR code installments have taken off most drastically in China, which is the world's biggest portable installments advertise, with an expected $5.5 trillion in versatile installments in 2016, as per iResearch.13 According to Chinese news reports, one enormous installment administration had 520 million clients in 2017, about 33% of China's populace, with 82 percent of exchanges executed utilizing cell phones. Crosswise over China, 40 million retailers built up their own QR codes for the administration in 2017, the reports said.
More details at (link) Wikipedia :

iDEAL QR codes in your daily life. Paying of or receiving an iDEAL payment using a QR code is nowadays possible too. You can find QR codes on invoices, bills, screens (phone, TV, laptop, shop displays, etc.), 

billboards and posters.
More details at (link) Wikipedia :

Singapore Quick Response Code

The SGQR is the world's first popular QR code specification for e-payments that promotes the development of a single multi-tenured QR for each merchant, backed by a key 

infrastructure that will benefit Singapore's payment ecosystem banks and other industry players.
More details at (link)  :

The new QR-bill replacing all current Swiss payment slips as of 30 June 2020 shows the QR code with a Swiss cross as the identifying feature. This Swiss QR Code contains in digital form all the information 
necessary for payment.

More details at (link) Wikipedia :

With the Lydia mobile app, Apple Pay, Samsung Pay, and virtual Lydia cards, you now have every means of payment at your fingertips, adapted to your lifestyle - so that each purchase is friction less.

More details at (link) Wikipedia :